Zakaat ka nisaab

🔸QUESTION-

Sister I want to know about the ruling on zakat? What are the rules of zakat on agricultural land and properties? I want to know whole procedure of zakat.

🔹ANSWER-

Zakah is one of the pillars of Islam and it's obligatory for the person to pay upon whom it's due.

🔷 Nisaab for gold as our Prophet (peace be upon him) has informed us (and for currencies made from gold) is 20 mithqaalan , a measure which is equivalent to 85 grams of pure gold (1 mithqaal = 4.25 grams). *It becomes incumbent upon anyone who owns such an amount in any form to pay zakat on it in the amount of 2.5%.*

🔷Nisaab for silver and currencies made from silver is 200 dirhams, which is equivalent to 595 grams of pure silver (1 dirham = 2.975 grams). Likewise, it becomes incumbent upon anyone who owns such an amount in any form to pay
zakat on it in the amount of 2.5%.

🔷 In order for zakaah to be due on money, two conditions must be met:

1 – That it reaches the nisaab (minimum threshold)

2 – That one year has passed since it reaches the nisaab.

If the money is less than the nisaab, then no zakaah is due on it.
If it reaches the nisaab, and one year has passed, i.e. a lunar (hijri) year has passed since the time when it reached the nisaab, then zakaah becomes due at that point.
The nisaab is the equivalent of 85 grams of gold or 595 grams of silver.

🔶Zakah is obligatory on any wealth that reaches the nisab if it is stored for one year

💠Shaykh Ibn Baz said -

Wealth that is being saved to get married, to build a home or for other purposes is subject to zakaah if it reaches the nisaab and one full year has passed, whether it is gold, silver or cash, because of the general meaning of the evidence which indicates that zakaah is obligatory on that which reaches the nisaab and one full year has passed, with no exceptions.
➖ Majmoo’ al-Fataawa (14/126)

💠 Shaykh Ibn Baaz (may Allaah have mercy on him) said:
There is no zakaah on houses if they are for living in… but with regard to land, houses, stores and the like that are prepared for sale, zakaah is due on these according to their value each year when a full year has passed, regardless of whether their value has risen or fallen, if the owner has firmly resolved to sell them.
➖Majmoo’ Fataawa al-Shaykh Ibn Baaz, 14/173

💠 The scholars of the Standing Committee said:

Trade goods are those which have been prepared for sale and purchase of all kinds or property. Zakaah must be paid on them if their value reaches the nisaab of gold and silver, and the owner took possession of them with the intention of trading them. Their value in gold and silver should be estimated at the end of the year, in favour of the poor and needy. The basic principle concerning that is the verse in which Allaah says (interpretation of the meaning):
*“O you who believe! Spend of the good things which you have (legally) earned”*
➖[al-Baqarah 2:267]
i.e., what you have earned by trade; this was the view of Mujaahid and others. Al-Baydaawi and others said: Spend of the good things which you have earned, i.e., the obligatory zakaah.
And Allaah says (interpretation of the meaning):
*“And those in whose wealth there is a recognised right”*
➖[al-Ma’aarij 70:24]

💠 Shaykh Ibn Baaz (may Allaah have mercy on him) said:
Gold is the thing on which zakaah is due; as for precious stones and diamonds, no zakaah is due on them unless they are for trade purposes.
➖Majmoo’ Fataawa wa Maqaalaat Mutanawwi’ah li’l-Shaykh Ibn Baaz, 14/121

🔷Zakah is to be paid on jewellery prepared for use-

💠It was narrated that ‘Aa’ishah (may Allaah be pleased with her), the wife of the Prophet (peace and blessings of Allaah be upon him), said: The Messenger of Allaah (peace and blessings of Allaah be upon him) entered upon me and I was wearing rings of silver on my hand. He said: “What is this, O ‘Aa’ishah?” I said: “I made them to adorn myself for you, O Messenger of Allaah.” He said: “Have you given zakaah on them?” I said: “No.” He said: “The punishment for them in Hell is enough for you.”
➖Narrated by Abu Dawood, 155; classed as saheeh by al-Albaani in
Saheeh Abi Dawood.

🔶 Ruling on Zakah on agricultural land
From `Abdul-`Aziz ibn `Abdullah ibn Baz--

If the land that you mentioned is prepared for sale, Zakah (obligatory charity) is due on its value every Hawl (one lunar year calculated from the time a property reaches the minimum amount upon which Zakah is due). If it is prepared for cultivation, Zakah is due on the produce grown on it that is liable to Zakah, such as wheat, barley, millet, corn, etc. There is also Zakah on the produce of the date-palm trees or grape vines, if the grain or fruit reaches the Nisab (the minimum amount on which Zakah is due). However, there is no Zakah on produce that does not reach the Nisab.

If you bought it with the intention of keeping it, not re-selling it, there is no Zakah due on it until the buyer intends to use it for trade. As such, the year with regard to trade goods starts from the time of the intention, for it is reported on the authority of Samurah ibn Jundub (may Allah be pleased with him) that he said: We used to pay the sadaqah (Zakah) on what we prepared for trade.